The settlement day marks the end of the CoinEx Dual Investment product lifecycle and the moment when your investment returns are finally realized, and all conditions are resolved into a definite outcome. This day is not a suspenseful wait, but a meticulously planned settlement process automatically triggered by pre-set rules and real-time market prices. Understanding the exact steps that occur on this day allows you to maintain complete control over your investment from start to finish.
The entire settlement process begins with a precisely defined time and price determination. Each product has a pre-set, precise settlement time, such as 8:00 AM UTC. At this time, the system automatically captures the real-time index price of the underlying asset (such as BTC) on multiple major exchanges as the final settlement price. This price sampling is typically completed within one minute, eliminating the possibility of price manipulation by a single exchange. For example, for a BTC dual-investment product with a target price of $60,000, the system will collect prices from approximately 5-7 exchanges, including Binance and Coinbase, at the settlement time and calculate the median as the settlement price. If this median price is $61,500, higher than the target price, the product will be settled under the “high yield” condition.
Based on this single settlement price, the system will automatically execute the pre-programmed settlement logic within milliseconds, and your funds will be transferred to the corresponding currency according to the result. The entire process requires no manual intervention from you. Settlement has only two mutually exclusive outcomes:
Scenario 1: Settlement Price ≥ Target Price (Bull-side products). You will sell your crypto assets at the target price and receive a fixed amount of stablecoins. Your final profit is already included in the total amount of stablecoins received. For example, you invested 1 BTC in a 14-day product with a target price of $60,000 and an expected annualized return of 15%. The settlement price at delivery is $62,000. Then the amount of USDT you will receive is: 60,000 (1 + 15% / 365 14) ≈ 60,345 USDT. Your 15% annualized return has been achieved, but you have forfeited the additional 3.33% spot price increase from $60,000 to $62,000.
Scenario 2: Settlement Price < Target Price (Bullish Products). You will receive back your crypto assets and additional assets as “interest.” However, the amount of principal received may be “counted” due to price declines. Continuing with the previous example, if the settlement price is $58,000, the amount of BTC you will receive back is: [160,000 / 58,000] (1 + 15% / 365 * 14) ≈ 1.0379 BTC. You gain an additional 0.0379 BTC as profit, but the market value of each BTC has fallen from $60,000 to $58,000.
Funds arrive almost instantly, typically within 30 seconds of settlement, the corresponding assets (whether USDT or BTC) will be credited to your CoinEx spot wallet balance. You can immediately use them for withdrawals, trading, or starting a new round of investment. The entire settlement process is automated by smart contracts and the back-end system. Historical platform data shows a 100% accuracy rate, with no disputes arising from settlement errors or delays. A specific example is the settlement of a batch of ETH dual-investment products on April 12, 2024. Despite network congestion, all users’ settlements were completed within 45 seconds of the scheduled time, and assets were accurately credited to their accounts.
For investors, the settlement date is significant beyond simply “receiving money.” It’s a crucial point for strategy review. You should record the settlement price, the actual annualized return, and compare it with market expectations at the time of order placement. For example, if you find that setting a target price 3-5% higher than the current price consistently yields an 8-12% annualized return in volatile markets, this data point becomes a core basis for future strategy optimization. The certainty of the settlement date provides the most solid data foundation for upgrading CoinEx Dual Investment from a one-off product trial to a repeatable and optimizable systematic profit strategy. It’s like a financial alarm clock, ringing precisely at the preset time, using cold, hard numbers to give you a definite score for every market judgment you make.